Personal Injury Protection – or PIP – insurance is mandatory if you drive a car in the state of Florida. So, odds are you are covered by PIP protection even if you don’t know exactly what PIP is.  So long as you, or someone in your household carries a car insurance policy (even if you don’t use the other person’s car and you’re not listed on their policy), you’re covered under PIP.

Here’s the deal, regardless of whose fault a c...

Tips from an Insurance Claim Lawyer’s perspective:

Auto insurance companies will do whatever they can to deny your insurance claim.  Insurance companies are a business and they’re in the business of making money.  The more insurance claims they can “legally” deny the more money they will make.  Although there’s a number of reasons why an insurance company may deny your insurance claim (mostly listed under the exclusions portion...

“What happens if I get into a car accident with someone who doesn’t have insurance?” “Or what if the at-fault driver only has $10,000 insurance limits?”   I hear these two question all the time, and unfortunately, I usually have to inform an injured person that there’s probably nothing they can do.   “Even if it’s entirely the other person’s fault?”  “And what if I’ve needed six surgeries and lost the ability to work forever?”...

Dealing with your insurance company right after a loss event, be it a water leak or the entire destruction of your home, can be a horrible experience for many.  While you pay your insurance premiums every month (and your insurance company never has a problem taking your money) you would only assume that in the unfortunate event your home gets damaged, vandalized, burglarized, etc., your insurance company would gladly assist yo...

Strengthening Your Premises:

Last time I wrote about crafting better arguments I discussed the overall structure of arguments and the importance of premises and conclusions.  You can read the original article here in case you missed it. 

As a brief recap, sound arguments are composed of a (1) conclusion and (2) premises.  The conclusion is the point you are trying to make while the premise (or premises) is the evidence or reason...

Whether it's with your wife, landlord, neighbor, friend, boss, employee, another lawyer, etc., we are involved in negotiations on a daily basis. And though some negotiations may carry more weight than others in your life, there's always room to better your negotiating skills. 

Changing your mindset from a "positional" to an "interest" minded focus can greatly affect your overall success rate throughout the negotiation process....

Top 10 Tips if Involved in a Car Accident:

Hopefully neither you nor your loved ones are ever involved in a car accident—especially one entailing injuries.  However, in the unfortunate event somebody is involved in an accident, I’ve composed a short list of do’s and don’t that may benefit you:

     1.     Don’t say, “I’m sorry!”

In other words, don’t admit words that may be construed as fault.  If you get out of...

TIPS ON HOW TO WIN YOUR ARGUMENTS

TIP 1-  Know how to construct (or deconstruct) an argument:

Whether you hear it in the courtroom or in the bedroom, all sound arguments are comprised of the same elements: (1) a conclusion; (2) its premises.  In plain English: (1) the point you’re trying to make and (2) the evidence or reasons supporting that point. I know this sounds basic, but when you listen to most people engaged in a heat...

How does a lawsuit actually work?  We live in one of the most litigious societies on the planet; however, most people have little to no idea as to what actually happens in a lawsuit.  

Although there are many different types of lawsuits (too many to even briefly describe here), the majority of civil lawsuits involve one party (the Plaintiff) suing another party (the Defendant) for damages (the Money).  

Complaint:

...

Do I qualify for a mortgage loan modification?  Is the Bank impossible to work with?  Read more for a list of strategies used to maximize the likelihood of loan modification approval. 

Loan modifications have been a hot subject over the past few years.  Unfortunately, there has been a lot of confusions, miscommunication, and deception related to the subject.   To make matters worse, banks make it near impo...